{"id":325,"date":"2018-01-20T09:25:26","date_gmt":"2018-01-20T09:25:26","guid":{"rendered":"https:\/\/myfintree.com\/blog\/?p=325"},"modified":"2018-11-20T09:45:08","modified_gmt":"2018-11-20T09:45:08","slug":"why-you-should-allocate-your-funds-depending-upon-the-time-horizon-of-your-goal","status":"publish","type":"post","link":"https:\/\/myfintree.com\/blog\/why-you-should-allocate-your-funds-depending-upon-the-time-horizon-of-your-goal\/","title":{"rendered":"Why You Should Allocate Your Funds Depending Upon The Time Horizon Of Your Goal."},"content":{"rendered":"

Why You Should Allocate Your Funds Depending Upon The Time Horizon Of Your Goal.<\/h1>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong>T<\/strong>ime horizon<\/strong><\/span><\/a> is the duration you are willing to hold your investments.<\/span><\/h4>\n

\"\"<\/a>T\"\"<\/a>h<\/span>e<\/span>\u00a0<\/span>ti<\/span>me\u00a0<\/span>horizon you choose and the\u00a0risk of an investment are related and depended upon the priori<\/span>ty of your goal.<\/span><\/p>\n

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Prioritizing your goals<\/strong> is very important depending upon your needs or requirements i.e. which goal is to be achieved in next 3 years or within 10 years or beyond that.<\/span><\/p>\n

Let\u2019s take a look at how Asset Allocation is different<\/strong> for investors with different time horizons to meet their goals.<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n
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Short Term Goals<\/strong><\/p>\n<\/td>\n

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Medium Term Goals<\/strong><\/p>\n<\/td>\n

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Long Term Goals<\/strong><\/p>\n<\/td>\n<\/tr>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Time Horizon<\/strong><\/td>\n<\/tr>\n
Less than 5 Years<\/td>\n5-10 Years<\/td>\nBeyond 10 Years<\/td>\n<\/tr>\n
\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Example<\/strong><\/td>\n<\/tr>\n
Saving for car, vacation<\/td>\nSaving for your child\u2019s education<\/td>\nSaving for your retirement<\/td>\n<\/tr>\n
What to Keep in Mind<\/strong><\/td>\n<\/tr>\n
Allocate major funds towards fixed income assets and fewer funds in riskier assets<\/td>\nAllocation of Funds to riskier asset classes can be increased to take advantage of higher returns. Mutual Funds which include mix of stocks and bonds are popular investment option<\/td>\nThe longer investment horizon the more risk you may generally be able to assume. You can invest funds to aggressive assets to generate higher returns and remove the risk of short term fluctuation.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
<\/a><\/a><\/a><\/a><\/div>","protected":false},"excerpt":{"rendered":"

Why You Should Allocate Your Funds Depending Upon The Time Horizon Of Your Goal. \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-325","post","type-post","status-publish","format-standard","hentry","category-financial-planning"],"_links":{"self":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts\/325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/comments?post=325"}],"version-history":[{"count":20,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts\/325\/revisions"}],"predecessor-version":[{"id":348,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts\/325\/revisions\/348"}],"wp:attachment":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/media?parent=325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/categories?post=325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/tags?post=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}