{"id":558,"date":"2018-09-19T06:01:04","date_gmt":"2018-09-19T06:01:04","guid":{"rendered":"https:\/\/myfintree.com\/blog\/?p=558"},"modified":"2018-11-20T09:39:51","modified_gmt":"2018-11-20T09:39:51","slug":"why-you-should-allocate-your-funds-depending-upon-the-time-horizon-of-your-goal-2","status":"publish","type":"post","link":"https:\/\/myfintree.com\/blog\/why-you-should-allocate-your-funds-depending-upon-the-time-horizon-of-your-goal-2\/","title":{"rendered":"Why You Should Allocate Your Funds Depending Upon The Time Horizon Of Your Goal."},"content":{"rendered":"

Why You Should Allocate Your Funds Depending Upon The Time Horizon Of Your Goal.<\/span><\/h1>\n

 <\/p>\n

\"\"<\/a><\/p>\n

Time horizon\u00a0<\/strong>is the duration you are willing to hold your investments.The time horizon you choose and the\u00a0risk of an investment\u00a0are\u00a0related and depended \u00a0<\/span>upon the priority of your goal.<\/p>\n

\u00a0 \u00a0\u00a0<\/strong><\/p>\n

\u00a0<\/span><\/p>\n

\"\"<\/a><\/p>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/strong><\/p>\n

\u00a0Prioritizing your goals<\/strong> is very important\u00a0depending upon your needs or requirements i.e. which goal is to be\u00a0<\/span>achi<\/span>eved in next 3 years or with<\/span><\/p>\n

in 10 years or beyond that.<\/p>\n

Let\u2019s take a look at how Asset Allocation is different<\/strong> for investors with different time horizons to meet their goals.<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n
Short Term Goals<\/strong><\/span><\/td>\nMedium Term Goals<\/strong><\/span><\/td>\n\n
Long Term Goals<\/strong><\/span><\/h5>\n<\/td>\n<\/tr>\n
\n
\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Time Horizon<\/strong><\/h5>\n<\/td>\n<\/tr>\n
\n

Less than 5 Years<\/p>\n<\/td>\n

5-10 Years<\/td>\nBeyond 10 Years<\/td>\n<\/tr>\n
\n
\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Example<\/strong><\/h5>\n<\/td>\n<\/tr>\n
\n

Saving for car, vacation<\/p>\n<\/td>\n

Saving for your child\u2019s education<\/td>\n\n

Saving for your retirement<\/p>\n<\/td>\n<\/tr>\n

\n
What to Keep in Mind<\/strong><\/h5>\n<\/td>\n<\/tr>\n
Allocate major funds towards fixed income assets and fewer funds in riskier assets<\/td>\nAllocation of Funds to riskier asset classes can be increased to take advantage of higher returns. Mutual Funds which include mix of stocks and bonds are popular investment option<\/td>\n\n

The longer investment horizon the more risk you may generally be able to assume. You can invest funds to aggressive assets to generate higher returns and remove the risk of short term fluctuation.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

<\/a><\/a><\/a><\/a><\/div>","protected":false},"excerpt":{"rendered":"

Why You Should Allocate Your Funds Depending Upon The Time Horizon Of Your Goal.   Time horizon\u00a0is the duration you are willing to hold your investments.The time horizon you choose and the\u00a0risk of an investment\u00a0are\u00a0related and depended \u00a0upon the priority Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-558","post","type-post","status-publish","format-standard","hentry","category-financial-planning"],"_links":{"self":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts\/558","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/comments?post=558"}],"version-history":[{"count":4,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts\/558\/revisions"}],"predecessor-version":[{"id":566,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/posts\/558\/revisions\/566"}],"wp:attachment":[{"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/media?parent=558"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/categories?post=558"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myfintree.com\/blog\/wp-json\/wp\/v2\/tags?post=558"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}